An insurance policy is a contract and, similar to other contracts, it is common for insurance companies and policyholders to disagree whether a given claim or loss is covered by an insurance policy. Sometimes, the parties are able to resolve their coverage-related differences amicably. Other times, they are not. When this happens, the parties typically find themselves involved in a declaratory judgment action. This type of lawsuit asks the court to declare what the parties’ rights and responsibilities under an insurance contract are.

The Howard Law Firm llc has successfully prosecuted and defended numerous declaratory judgement actions for the purpose of defining the parties’ rights and responsibilities under an insurance policy. Our experience includes cases for coverage arising out of allegations that an insured committed sexual harassment to claims for more than $100 million in property damage and business interruption losses resulting from a catastrophic explosion at a power plant.

If you have questions concerning the existence of coverage under an insurance policy or require assistance defining your rights and obligations under an insurance policy The Howard Law Firm llc can help you. Please call us today for a free consultation.